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Posted by / 06-Aug-2020 23:13

With this being said, this does not mean that you should rule out being able to get a credit card.

The provider can use this amount as collateral in case the borrower defaults on the payments.

These limits are also commonly a lot lower, which makes sense for borrowers who are just starting out.

Again, after proving that you can maintain payments over time, then eventually you can apply for a card with a higher limit.

The Secured Credit Card offer also provided by the CIBC, also serves borrowers who are looking to either build or re-establish their credit.

With that being said, if there are cards that are similar to Secured credit cards, yet are not classified as such in Canada – let’s find out what may be similar across Australia.

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The thing about bad credit is that in many cases, banks and credit card companies will deny you a credit card because they view your application as too risky.