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The record of your bankruptcy will stay on your credit report for ten years. Lots of Chapter 7 filers have bought homes with recent bankruptcies on their record.
For many people, Chapter 7 offers a quick, fresh start.
You might even fear that you're a few steps from going under.
After all, we live in an economy in which credit card offers clutter our mailboxes. But, just how can you tell when it's time to throw in the towel and declare bankruptcy?
For individuals who have consistent, predictable annual income, Chapter 13 offers a grace period.
Any debts remaining at the end of the grace period are discharged.
Simply put, bankruptcy is when you owe more than you can afford to pay.
If you are not satisfied with our services, please contact us immediately and we will correct the situation, provide a refund or offer credit that can be used for future Legal Zoom orders. The list of the bankrupt runs the spectrum from personal to corporate bringing together the likes of Donald Trump with Enron.
And gossip columns never tire of dishing on the latest celebrity inches from bankruptcy whether it's Gary Coleman or Mike Tyson having to part with his pet tigers.
However, you could be doing yourself a disservice by not filing for bankruptcy.
With a good lawyer and the right information, filing bankruptcy could give you the financial footing you need to get a fresh start.
Chapter 7 Bankruptcy There are lots of reasons people file for Chapter 7 bankruptcy.